Capital for Payment Processors

Residual-Backed Loans for
Payment Industry Professionals

Use your residual income stream as collateral to access $50,000 – $250,000 in business capital — without selling your portfolio.

$50K
Minimum Loan
$250K
Maximum Loan
24 mo
Max Term
Fully
Amortizing
Apply Now
Eligibility
Loan Criteria
Our residual-backed loans are designed for established payment processing businesses with proven, diversified income streams.
01

Loan Size

$50,000 – $250,000, calibrated to your residual income and underwriting profile.

02

Minimum Portfolio Size

At least $5,000/month in residual income and a minimum of 20 active merchants.

03

Business Borrowers Only

Loans extended to business entities only — LLC, LLP, Inc., or equivalent. No sole proprietorships or personal loans.

04

Eligibility & Standing

Borrowers must be in good standing and have operated in the payment processing industry for at least 12 months.

05

Residual Collateral

Residuals redirect to Tusten for the full repayment period — no portfolio sale required.

06

Repayment Term

Target repayment of 24 months or less — fully amortizing, no balloon payments.

07

Interest Rate

Up to 35% APR, calibrated to your underwriting profile and portfolio characteristics.

08

Portfolio Diversification

Individual merchant and income concentration limits apply.

Process
How It Works

A straightforward process from application to funding.

1

Submit

Share portfolio details, entity information, and desired loan amount.

2

Underwriting

We analyze your residual stream and merchant diversification.

3

Documentation

Sign loan docs and complete residual assignment paperwork.

4

Funding

Receive your capital. Residuals redirect to Tusten.

Get Started

Ready to Apply?

Tell us about your portfolio and we'll let you know if you qualify. No obligation.

Apply Now Email Us
Subject to change. All loan terms subject to underwriting approval and full documentation. Not an offer of credit. Tusten Group reserves the right to modify or discontinue loan offerings at its discretion.